Pennsylvania Car Insurance

The best car insurance rates in Pennsylvania may be through an online insurance company like GEICO or Progressive, or it may be through a traditional carrier like a local State Farm or Allstate agent. If you can use the internet and read your policy declarations page, you can easily compare rates of other companies.

Many consumers just like you discover the ease of buying online car insurance every day.

Compare Apples-to-apples Car Insurance Quotes

Pennsylvania car insurance rates change regularly, and the Pennsylvania rates you paid last year might look quite cheap compared to this year. Getting a good deal on Pennsylvania car insurance is not difficult.

Independent insurance agents are able to provide you with insurance quotes from multiple different carriers so if you are comparison shopping, make sure to include an independent agent in your list. If you just got your auto insurance renewal, you are probably shocked by the rates and want to find lower rates with a different company.

Compare Pennsylvania Car Insurance Rates

If you're comparing equivalent auto insurance quotes, you should get a good idea of which insurance company offers the lowest price. Pennsylvania ranks 17 out of 50 states in what drivers pay for car insurance. Comprehensive averages about $121 and collision coverage is around $305.

Compare Pennsylvania Car Insurance Rates

The key thing to remember is to make sure your car insurance quotes compare the same insurance limits for liability and physical damage coverage.

Free Online Car Insurance Quotes

Many consumers still prefer to use an insurance agent rather than buying insurance on the web.

More and more people every year use our online quote form to save time and find lower Pennsylvania car insurance rates. The internet makes it very easy to buy auto insurance online, and by comparing quotes from different Pennsylvania insurers you can make sure you're not paying too much.

Low Income and Liability Only Quotes

Liability rates on average cost approximately $490 of your insurance premium, which when compared to the physical damage coverages of comprehensive and collision, is quite affordable. Many Pennsylvania consumers can lower their rates substantially by comparing apples-to-apples quotes.

Local Pennsylvania insurance agents can give you quotes from many companies approved to sell insurance in Pennsylvania, and they also provide you with professional advice and guidance. Liability insurance is a coverage that is very affordable and state minimum requirements are usually not enough insurance for most people.

Car Insurance Buying Tips

  • Claim free insureds may receive discounts off their rates
  • Make sure your policy has the correct mileage and usage rating on your vehicles
  • Group discount car insurance may be available if you are employed by a large employer or organization
  • If your insurance company uses driver assignments, make sure the drivers on your policy are assigned to the correct vehicles
  • Drivers who tend to get speeding tickets and other violations pay higher premiums
  • Having a longer policy term or paying your premium in full can save money
  • Click here to compare rate quotes and see if you're spending too much on Pennsylvania car insurance

Don't continue paying too much for your car insurance. Start saving today. Click to start a quote!

Free PA Car Insurance Quotes
Pennsylvania Car Insurance Rates
Most Stolen Cars in Pennsylvania
  • 1995 Jeep Cherokee/Grand Cherokee
  • 1994 Plymouth Voyager
  • 1994 Dodge Caravan
  • 1997 Ford Explorer
  • 1996 Oldsmobile Cutlass
  • 1995 Honda Civic
  • 1999 Ford Taurus
  • 1993 Ford F150 Pickup
  • 1994 Honda Accord
  • 1991 Toyota Camry
Pennsylvania Statistics
  • Minimum liability requirements in PA are $15,000 per person, $30,000 per accident, and $5,000 in property damage liability
  • There are 12,604,767 people in PA, over 8,369,500 licensed drivers, and over 17,821 vehicle thefts each year
  • Comprehensive coverage costs and average of $121 and collision coverage averages $305. Liability insurance is an additional $490.
  • Pennsylvania ranks 17 out of 50 states for car insurance costs. Average car insurance rates in PA are $820.
  • Homeowners insurance in Pennsylvania average $689 but if you combine your home and car insurance with the same company you could get a discount.